Protect yourself from extraordinary losses your other policies may not cover with an umbrella insurance policy.
Umbrella insurance is an extra liability insurance policy that goes beyond the limits of your homeowners, auto or watercraft policies. Umbrella insurance policies may even provide coverage for injuries, property damage, certain lawsuits, and personal liability situations; like paying for your defense in a lawsuit.
An example of umbrella coverage: If your auto policy will only pay out liability damages up to $500,000, an umbrella policy could extend that amount to a million dollars or more. Keep in mind that the cost is relatively inexpensive compared to the value it offers.
You may think you have enough insurance now to cover yourself. Given some of today’s enormous jury awards, better think again. An umbrella policy is peace of mind. Contact us for a free quote.