Although the state of Florida doesn’t mandate the need for homeowner’s insurance, there are reasons why it is important to have it. Let’s take a look.
Don’t let Florida’s nickname of the “Sunshine State” fool you. Yes, for most of the year it is sunny and warm in the state. However, the storms that roll through can cause a lot of damage. Strong winds and heavy rains have the ability to completely destroy your house.
If you’re not prepared and protected with homeowner’s insurance, you could end up paying an arm and leg for repairs and remodels.
You should also know that just because you have homeowner’s insurance, doesn’t mean you’ll be covered in the event of a flood. Many homeowner’s insurance policies don’t cover damages caused by floods. And don’t think you can get away with not having any flood insurance. If you live in Florida, you need flood insurance, and here’s why.
If you’re looking to finance your home in Florida, you are required to have a minimum or basic homeowner’s insurance policy.
You don’t want to think about it, but bad things can and do happen. People’s homes get broken into and robbed, houses start on fire, and trees fall on homes. Wouldn’t it be nice to have the peace of mind knowing that you’re covered if one of these events happen? With homeowner’s insurance, you will have that peace of mind.
If you’re moving to Florida and would like help choosing the right homeowner’s insurance policy for you, or you’re just looking for a new homeowner’s insurance policy, contact us at Chaisteli Insurance Group.